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India insurance company appears to recognize same-sex couple

Life Insurance Corporation of India is public sector entity

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(Bigstock photo)

2019 was a year of celebration for the Indian LGBTQ community. It was the year when the Indian Supreme Court struck down a colonial-era discriminatory law that criminalized homosexuality in the country, but same-sex marriage is still not legal. 

The nation’s LGBTQ community has been continuously fighting to bring change. 

The Delhi High Court is already in the process of hearing the petition on same-sex marriage. 

Life Insurance Corporation of India (LIC), a public sector insurance company under India’s Finance Ministry, last month shocked the country while replying to a question — “if a gay partner can be named as the nominee in the insurance policy or not?” under the Right to Information Act, RTI. The company in its reply said there is no legal bar for anyone to make their same sex partner a beneficiary in insurance policies in the name of that person. 

A queer couple, Suchandra Das and Sree Mukherjee, who live in the eastern metropolitan city of Kolkata, initiated the RTI.

While talking to the media, Das said LIC mentioned in its reply that there is no legal bar to nominate any person, including strangers. 

“In effect, this means that there is no bar for a policyholder from making a person not related to him or her by birth, consanguinity, marriage or adoption as his or her nominee,” said Das to Times Now News.

Though the LIC is under the government of India, which continuously opposes the law for same-sex marriage in the Delhi High Court, the RTI reply is in contradiction with the government’s stand.

“I welcome LIC’s move on inclusiveness,” said Kalki Subramaniam while reacting to the news. 

Subramaniam is a transgender and climate rights activist. 

“Inclusive steps by corporate companies to recognize LGBTQI communities are on the rise in India, which is very welcome. It helps us with opportunities for a better living through jobs and improved economic status.” she said.

Supreme Court judges have recently shown encouraging and positive support for the LGBTQ community in the country. In August, one of the top judges, Justice D.Y. Chandrachud, while talking at an event in Delhi, called for structural and attitudinal changes in society to let the LGBTQ community live a life of autonomy and dignity.

While talking with the Washington Blade, Chetana Salunkhe, a digital creator with the LGBT Navi Mumbai, said that it is contradictory, but it’s still a stepping stone for equal rights. 

“Marriage, adoption, inheritance are a few rights we are looking forward to. These rights not only give us the sense of equality, it gives is a sense of security and dependency,” said Salunkhe. “Talking about this step taken by LIC, at least queer couples get to be the depends of each other legally, which makes it a very happy news for every queer individual. And as it is correctly said ‘it is better to take small steps in the right direction than to take a great leap forward,’ this little step is also going to be a great one for queer individuals and legal system to understand and formulate safe and equal laws in regards to marriage, adoption, etc. for the community.”

Kanav Narayan Sahgal, a communications manager at Nyaaya, Vidhi Centre for Legal Policy, also expressed happiness on the LIC’s written reply on same-sex partners being a beneficiary in life insurance policies.

“LIC’s response to the RTI is a welcome move. And while the central government continues to oppose the legalization of same-sex marriage, one should welcome small steps like these in the long march toward equality,” said Sahgal in an email to the Blade. “However, it should be noted that even though a same-sex partner is a nominee, they don’t automatically get succession rights. LGBTQ+ organizations like Varta do have legal solutions to overcome these loopholes, but these issues can be fixed if the central government were to simply legislate on marriage equality and settle the matter once and for all.”

Ankush Kumar is a freelance reporter who has covered many stories for Washington and Los Angeles Blades from Iran, India and Singapore. He recently reported for the Daily Beast. He can be reached atĀ [email protected]. He is on Twitter atĀ @mohitkopinion.Ā 

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India

LGBTQ poets included in India’s premier literary festival

Sahitya Akademi seen as mirror of government’s cultural agenda

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LGBTQ poets participated in India's Sahitya Akademi for the first time this month. (Photo courtesy of Kalki Subramaniam)

India’s premier literary institution on March 7 announced it would allow LGBTQ poets to participate in its marquee Festival of Letters in New Delhi.

The Sahitya Akademi, often seen as a mirror of the government’s cultural agenda, for the first time allowed these poets into a high-profile poetry reading at the Rabindra Bhavan. They shared the stage with more than 700 writers across 50 languages.

Culture and Tourism Minister Gajendra Singh Shekhawat kicked off the Festival of Letters with Mahesh Dattani, the acclaimed English-language playwright famed for his provocative works, as the main guest. Dubbed Asia’s grandest literary gathering, the Sahitya Akademi took place over six days under the ā€œIndian Literary Traditionsā€ theme.

The 2025 Festival of Letters showcased a sweeping range of voices — young writers, women writers, Dalit authors from marginalized castes, Northeast Indian scribes, tribal poets, and LGBTQ poets — cementing its reputation as a literary kaleidoscope. 

Kalki Subramaniam, a leading transgender rights activist and author, on March 9 chaired a literary session titled ā€œDiscussion on Literary Works of LGBTQ Writers in the 21st Century,ā€ which spotlighted contemporary queer voices.

ā€œIt was enriching to listen to the profound thoughts of LGBT writers from various parts of the country in their speeches,ā€ said Subramaniam. ā€œThe session was particularly memorable with the participation of A. Revathi Amma from Tamil Nadu, Reshma Prasad from Bihar, Sanjana Simon from New Delhi, and Devika Devendra Manglamukhi and Shivin from Uttar Pradesh and Aksaya K Rath from Orissa.ā€

Subramaniam discussed how global politics shape gender rights and the persistent erasure of trans identity, urging a unified push for solidarity within the LGBTQ community. She stressed the vital need to elevate queer works and writers, casting their voices as essential to the literary vanguard.

ā€œIt was a pleasure to meet great writers from around the country in the festival as well as meet my writer activist friends Sajana Simon and Revathi Amma after a long time,ā€ said Subramaniam. 

Kalki Subramaniam participates in the Sahitya Akademi (Photo courtesy of Kalki Subramaniam)

The government on March 12, 1954, formally established the Sahitya Akademi. A government resolution outlined its mission as a national entity tasked with advancing Indian literature and upholding rigorous literary standards; a mandate it has pursued for seven decades.

The Sahitya Akademi in 2018 broke ground in Kolkata, hosting the country’s first exclusive gathering of trans writers, a landmark nod to queer voices in Indian literature. 

Hoshang Dinshaw Merchant, India’s pioneering openly gay poet and a leading voice in the nation’s gay liberation movement, on March 9 recited a poem at the Festival of Letters, his verses carrying the weight of his decades-long quest for queer recognition. He later thanked the session’s chair for welcoming the community, a gesture that underscored the event’s third day embrace of diverse voices.

The Sahitya Akademi in 2024 honored K. Vaishali with the Yuva Puraskar for her memoir ā€œHomeless: Growing Up Lesbian and Dyslexic in India,ā€ a raw account of navigating queerness and neurodivergence.Ā Vaishali in a post-win interview reflected on India’s deep-seated conservatism around sexuality, noting she wrote from a place of relative safety — an upper-caste privilege that shielded her as she bared her truth. The award, she said, was the Akademi’s indelible seal on her lived experience, a validation no one could challenge.

The Sahitya Akademi’s inclusion of LGBTQ writers in its main program this year jars with the Bharatiya Janata Party-led government’s conservative stance, which, in 2023, opposed same-sex marriage in the Supreme Court, arguing it erodes Indian family values. Yet, under Shekhawat, the Sahitya Akademi’s spotlight on queer voices at the Rabindra Bhavan suggests it could be a tentative crack in a regime typically rooted in tradition.

The Festival of Letters hosted a translators’ meeting on March 10, spotlighting P. Vimala’s 2024 award-winning Tamil translation of Nalini Jameela’s ā€œAutobiography of a Sex Worker,ā€ a work steeped in marginalized voices that include queer perspectives.

This platform gained significant support from the BJP-led government, with Shekhawat securing a 15 percent budget increase to ₹47 crore ($5.63 million) in 2024. In Tamil Nadu state, however, Dravida Munnetra Kazhagam’s Chief Minister Muthuvel Karunanidhi Stalin, has long opposed such cross-linguistic efforts, fearing dilution of Tamil identity amid decades of anti-Hindi sentiment — a tension the Sahitya Akademi’s inclusive showcase sought to bypass.

ā€˜The Akademi is very inclusive and has a friendly festival ambience,ā€ Subramaniam told the Washington Blade.

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LGBTQ Indians remain vulnerable to dating app scammers

Gay man in Mumbai lost nearly $11K in 2024

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(Bigstock photo)

Swiping right has become a pricey trap for many in India, where Grindr and other dating apps serve as stalking grounds for scammers spinning fake profiles, sob stories, and shattered promises. This deception hits the LGBTQ community hardest, with reports indicating hundreds of people are duped each year.

The modus operandi of these scams unfolds when an LGBTQ user connects with a match on Grindr or Tinder, someone claiming to be from the U.S. or Europe, and the texts spark a flawless romance, until a frantic call shatters the illusion. They’ve flown to India to meet them, they say, but customs officials at the airport have detained them for carrying wads of foreign cash. A desperate plea follows: Send money to settle fines, with a hollow vow to repay once released—a vow that vanishes the moment the payment lands.

Although dating apps have tightened policies to shield users—Match Group, Tinder’s parent company, rolled out a campaign across Tinder, Hinge, Match, Plenty of Fish, and Meetic with in-app tips to spot scams—fraud persists. Delhi Police on Jan. 11 busted a gang that targeted gay men on Tinder, luring them with fake profiles promising shared desires, then holding them hostage to extort cash. A minor was among the five people who authorities arrested.

Though India decriminalized homosexuality in 2018, lingering social stigma still marks LGBTQ people as prime targets for dating app scammers. 

Noida police in Uttar Pradesh state in 2020 dismantled a gang that honey-trapped at least 10 professionals on a gay dating app, robbing two of them of $500 and $1,700 respectively. Gurugram police in Haryana, a bustling tech and finance hub, that same year nabbed another gang that preyed on more than 50 users of the same app.

Scammers often dig deep, coaxing out home addresses, job details, and family ties from their targets—sometimes with an accomplice who turns violent, assaulting the victim. Activists, however, note most of them don’t come forward to the police, silenced by India’s staunchly conservative mores that allow catfishers to slip away and target more people unchecked.

A 28-year-old gay man in Mumbai in March 2024 fell prey to a dating app scam, losing nearly $11,000 to a man posing as a Texas-based doctor. 

After striking up a friendship online, the scammer promised an expensive watch as a gift—only to call the next day, claiming he’d been detained at Delhi’s airport for carrying a hefty sum of foreign currency. Moments later, a supposed customs officer named Priya demanded $859 in taxes to secure his release. What began as a single payment spiraled into a financial abyss, with the victim funnelling roughly $11,000 in a month, the Indian Express reported.

ā€œThese incidents have grabbed headlines recently. Scammers create fake profiles, build trust with their targets, and then hit them with extortion demands, threatening to out them to family or friends, said Ankit Bhuptani, an LGBTQ activist who founded Queer Hindu Alliance. ā€œIt’s a cruel twist of the knife, preying on the fear of societal rejection that still lingers despite legal progress.ā€

ā€œEven though the Supreme Court struck down parts of Section 377 in 2018, decriminalizing homosexuality, the reality on the ground is that acceptance isn’t universal,ā€ added Bhuptani. ā€œFamilies and communities can still be harsh, and these scammers weaponize that vulnerability. The fact that arrests have been made—like those recent busts in Ghaziabad and Noida—shows the police are acting, but the persistence of these scams tells us we have got a long way to go.ā€

Bhuptani noted that a mix of technological, societal, and legal challenges fuels these scams. He said scammers thrive because dating apps can be a Wild West—fake accounts are easy to set up, and AI tools make them even more convincing.

ā€œI have heard of cases where victims lost lakhs (thousands of US dollars), like that guy in Ghaziabad who was blackmailed for 1.4 lakhs ($1,700) after being filmed in a compromising situation. It’s predatory and shameless,ā€ said Bhuptani. ā€œThe emotional toll is just as bad as the financial hit—imagine the terror of being outed in a society where many still see being gay as taboo.ā€

Bhuptani argued India’s legal framework is primed to tackle dating app scams, pointing to constitutional protections—Article 14’s equality guarantee and Article 15’s anti-discrimination shield the Navtej Johar ruling, which decriminalized homosexuality in 2018, bolstered. He noted that blackmail and extortion already fall under Indian penal code Sections 383 and 384, while the IT Act can pin scammers for online fraud and identity theft.

ā€œThe problem isn’t the laws; it’s enforcement and awareness. Police need better training to handle queer-specific cases with sensitivity, and dating apps must step up—think stricter verification, AI-flagging of suspicious profiles, and user education on spotting red flags,ā€ said Bhuptani. ā€œBut laws alone won’t fix this. Society’s got to shift. As long as being LGBTQ carries a stigma, scammers will have leverage. We need campaigns—loud, bold ones—pushing acceptance, normalizing queer identities, and making it clear that outing someone is not a weapon that works anymore.ā€

Pune police, meanwhile, on Feb. 27 filed an First Information Report  against a gang that blackmailed a gay man on a dating app, bleeding him of $1,248 over five months.

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Indian state proposes sweeping LGBTQ policy

Judge calls for one set of Tamil Nadu guidelines

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(Washington Blade photo by Ernesto Valle)

The government of Tamil Nadu in southern India has proposed a policy that is designed to improve the lives of LGBTQ and intersex people in the state.

The Tamil Nadu State Planning Commission introduced the “Draft Policy for the Welfare of LGBTQIA+ Persons” in July 2023. Key provisions include a 1 percent quota for transgender and intersex people in education and employment. Progress to implement the policy has been hindered because of the government’s fragmented approach of developing separate policies for different groups within the community.

The Madras High Court in January 2024 acknowledged Tamil Nadu’s proposed policy and commended the state’s efforts. 

The court highlighted key recommendations, such as establishing a State Commission for Sexual and Gender Minorities and introducing quotas, while stressing the need to combat discrimination and violence. The court this month, however, raised concerns about the government’s separate policies for trans people and the broader LGBTQ community.

Justice N. Anand Venkatesh stressed the need for a single, unified policy to effectively address the challenges the LGBTQ community faces. He directed the Social Welfare and Women Empowerment Department to submit a separate proposal for trans people and a consolidated LGBTQ one by Feb. 17 that would allow stakeholder input and improvements.

The Madras High Court has been actively guiding the Tamil Nadu government towards formulating a unified and comprehensive policy for the LGBTQ community, rather than separate policies for different groups within the community.

Tamil Nadu’s proposal offers several advantages aimed at promoting inclusivity and equality. It would provide healthcare inclusion, recommending the extension of the Chief Minister’s Health Insurance Scheme to cover trans-specific medical procedures, such as gender-affirming surgeries, to ensure essential healthcare is accessible. The proposal calls for nondiscrimination policies in all government departments and public authorities that seek to protect LGBTQ people from bias and violence.

The proposal calls for educational institutions to adopt policies that raise awareness and address issues of violence, abuse, and discrimination against students with diverse gender identities and sexual orientations. It also suggests the creation of bodies like the Tamil Nadu Council for LGBTQ Persons and District Level LGBTQ Welfare and Justice Committees to coordinate efforts across government departments.

ā€œTamil Nadu is the first state in India to develop a unified policy covering sexual orientation, gender identity and sex characteristics, based on a recent Madras High Court directive,ā€ said L. Ramakrishnan from SAATHII, an organization that works to create an inclusive healthcare system, and a member of the policy drafting committee. ā€œThis is important because critical sensitization interventions for inclusive education, healthcare and employment require understanding of sexual, sexuality, and gender diversity,ā€Ā 

ā€œAt the same time, recognizing the added vulnerabilities of trans and intersex individuals, provisions such as horizontal reservations and free land allocation are proposed only for transgender and intersex individuals,ā€ added Ramakrishnan.

The proposal, among other things, calls for gender-neutral bathrooms and hostels. It also seeks to protect LGBTQ people from family violence and from corrective rape and so-called conversion therapy that medical providers and faith healers carry out.

The proposed policy would also acknowledge and support relationships outside the traditional marriage framework. It proposes a Deed of Familial Association that would legally recognize queer relationships as the Madras High Court ruled in a case of a lesbian couple who sought protection from harassment. While the deed would offer protection from family and societal harassment, it would not extend legal status or rights associated with marriage or civil unions. 

The Indian Supreme Court on Oct. 17, 2023, ruled against marriage rights for same-sex couples.

ā€œWe have long been working and sensitizing the government for a policy,ā€ said Kalki Subramaniam, a trans activist and artist who founded the Sahodari Foundation, an organization that supports trans people in India. ā€œIt seems to be happening. We, the trans community, demand a separate policy for us because we are the most marginalized and poorest community in the entire LGBTQI spectrum.ā€ 

ā€œI insist on two different policies: One for us, trans and intersex persons, and the other for the LGB community. Practically, it is very much possible,ā€ added Subramaniam. ā€œThe state government, months ago, held public meetings with the trans community in all districts, and the community’s overall demand is a separate policy. I welcome the commission and insist it should have representatives from trans women, trans men, and intersex communities.ā€

She told the Washington Blade the proposed policy is something for which the community has been waiting for years, and is happy to see it on the table. Subramaniam noted the quota, in particular, will ensure equal opportunities in jobs and education.

ā€œTamil Nadu government’s laudable efforts in building equity for the LGBTQIA+ community stands as a magnificent beacon of hope,ā€ said Harish Iyer, an Indian LGBTQ activist. ā€œIn times of absolute disregard across the world, this effort puts not just the queer community, but India in the forefront of humanitarian efforts.ā€

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