Financial
The Importance of Offering Inclusive Family Planning Benefits
How one company helped two dads create their family.

Don Jackson has worked for JPMorgan Chase for more than 30 years. He attributes this longevity in large part to the companyās long-standing support of the LGBTQ+ community.
When Jackson and his husband were looking to adopt in 2008, and then again in 2009, the firm helped them navigate the complex process and legal requirements. Given the cost of family planning, finances were also a big concern.
āWe had tons of support from family and friends, and thankfully from JPMorgan Chase,ā said Jackson, a senior leader in Chaseās Home Lending business. āBut outside of that, we were on own.
āKnowing JPMorgan Chase was willing to subsidize many of our expenses toward adoption took a lot of the stress out of our situation. We had enough stress in other aspects, but it meant everything to us to place some of the financial stress to the side.ā
A supportive environment
JPMorgan Chase has been at the forefront of LGBTQ+ workplace inclusion for decades. This year marks the 21st year in a row that JPMorgan Chase has scored a perfect 100 on the Human Rights Campaignās annual Corporate Equality Index. The firm is one of only a few companies to receive a perfect score every year since the CEIās inception.
As one of the first Wall Street firms to offer same-sex partner benefits in the U.S., JPMorgan Chase continues to provide a wide range of LGBTQ+ inclusive benefits for employees in the U.S. This includes comprehensive health care, insurance and wellness support, family planning, and transgender healthcare coverage.
Beyond inclusive benefits, JPMorgan Chase has established networks of support for employees to connect with one another and access opportunities to grow and advance in their careers.
The companyās PRIDE Business Resource Group has more than 37,000 employee members across 39 countries. PRIDE hosts events and delivers personal development opportunities for LGBTQ+ employees and their allies. Other support networks for LGBTQ+ employees and their families include a Bi+ Council, Gender Expansive Council, Allies Council and LGBTQ+ Families Community.
For Jackson and his family, the LGBTQ+ Families Community has been pivotal. The group provides support and resources for parents, caregivers, and family members of LGBTQ+ children, as well as LGBTQ+ employees who are parents or are looking to build their families.
āWhat Iāve always been most proud of throughout my 30 years [working here], is the support and guidance Iāve received across all levels and teams,ā Jackson said. āI have never once hidden a single detail of my family, and Iām constantly amazed at how everyone accepts us.ā
Culture comes first
In 2022, JPMorgan Chase enhanced benefits for employees enrolled in the U.S. medical plan to include more robust gender affirming healthcare. The firm also increased family-building benefits and created a dedicated LGBTQ+ health concierge service, powered by Included Health.
Brad Baumoel, JPMorgan Chaseās global head of LGBTQ+ Affairs, says this commitment to LGBTQ+ inclusive benefits goes beyond just checking boxes.
āThese resources actually create a workplace culture where all employees feel valued, respected, and are able to bring their authentic selves to work,ā Baumoel said. āThis in turn fosters a sense of belonging, which has a profound impact on employee satisfaction, productivity and overall well-being.ā
For the LGBTQ+ workforce, knowing your employer has your back can alleviate the stress and anxiety associated with potential discrimination or bias, Baumoel said. āIt allows you to focus on your work and thrive in your career.ā
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Visit JPMorgan Chaseās website to learn more about the firmās commitment to the LGBTQ+ community.
Real Estate
Navigating DMV real estate market during political unrest
Reductions in federal employment have introduced uncertainties

The Washington, D.C.-Maryland-Virginia (DMV) region has long been recognized for its robust housing market, underpinned by the presence of the federal government and a diverse economic landscape. Recent massive reductions in federal employment have introduced uncertainties, yet the area continues to offer compelling reasons for prospective homebuyers, particularly within diverse communities.
While the federal government has traditionally been a significant employer in the DMV, the region has proactively diversified its economic base. Sectors such as technology, professional services, education, and healthcare have expanded, mitigating the impact of federal job cuts. This diversification fosters some economic resilience, which offers our area a semblance of protection against the impending unknowns that we currently face. Nothing can shield real estate entirely; however, our area tends to survive these types of changes better than other parts of the country.
Despite concerns over federal layoffs, the DMV housing market has demonstrated notable stability. Analyses indicate that the number of active listings, sold properties, and median sales prices have remained steady on a year-over-year basis. This steadiness suggests that the market is adapting to changes without significant disruption.
Furthermore, while there has been a slight increase in home listings, this trend aligns with typical seasonal variations and does not solely reflect federal employment changes. The luxury property segment, in particular, continues to thrive, indicating sustained interest and investment in the region.
The DMV region is renowned for its cultural and demographic diversity, with areas like Montgomery County, Md., being among the most ethnically diverse in the nation. This inclusivity extends to various communities, including LGBTQ individuals, fostering a welcoming environment that enhances the areaās appeal. Even though the current administration is fostering anti-diversity ideology, I remain confident that our LGBTQ community will continue to thrive even as these destructive forces work against us.
Local governments within the DMV have implemented policies aimed at promoting affordable housing and preventing displacement, particularly in the wake of economic shifts. Initiatives like the Douglass Community Land Trust in Washington, D.C., exemplify efforts to maintain housing affordability and support community stability.
Additionally, jurisdictions such as Montgomery County have longstanding Moderately Priced Dwelling Unit (MPDU) programs that require developers to include affordable housing in new residential developments. These policies contribute to socioeconomically mixed neighborhoods, benefiting diverse populations.
Despite Elon Muskās brandishing of a chainsaw to the federal workforce, our real estate market continues to thrive. The DMV region maintains its appeal. Economic diversification, market stability, commitment to diversity and inclusion, and progressive housing policies collectively contribute to an environment that supports and attracts diverse communities. Prospective homebuyers can find reassurance in the regionās resilience and ongoing efforts to foster an inclusive and vibrant community. These are only a few among the many reasons to have a positive outlook while considering real estate options in our area.
It is important to consider working with brokerages, brokers, agents, lenders and title companies who align with our community and our objectives. Not all LGBTQ agents work for brokerages that support or understand the needs of the members of our community. Do your research and find out who has donated money to what political causes. Now more than ever we must support members of our community to protect our way of life and our very existence.
Stacey Williams-Zeiger is president/principal broker of Zeiger Realty Inc. Reach her at [email protected].

Whether you are upgrading parts of your current home to prepare it for sale or enhancing the home you just purchased, kitchens and bathrooms are still at the top of the renovation list.
Kitchen renovations have always embraced a blend of functionality, personalization, and aesthetic appeal; however, homeowners are currently moving away from sterile, uniform designs, opting instead for spaces that reflect warmth, character, and individual style. Here are some of the most prominent trends shaping kitchen renovations this year.
Warm and Earthy Tones
The dominance of all-white kitchens is waning as homeowners gravitate toward warmer, earth-toned palettes. Shades like sage green, navy blue, and natural wood finishes are becoming popular choices for cabinetry, infusing kitchens with a cozy and inviting atmosphere. This shift reflects a desire for spaces that feel more personalized and less clinical. Flat panel and Shaker cabinets continue to be popular options.
Integration of Organic Modernism
The “modern organic” style is gaining traction, characterized by using natural materials, neutral color palettes, and serene layouts. Incorporating elements like soapstone countertops, Venetian plaster walls, slate floors, and greenery not only enhances aesthetic appeal but can also increase home values significantly. Fully outfitted outdoor kitchens further contribute to this trend.
Innovative Kitchen Island Designs
Kitchen islands continue to be central features, with designs evolving to incorporate textures, wood and tile cladding, multifunctional elements, and bold colors and materials. Integrated seating areas, waterfall countertops, and the use of monolithic stone or stacked marble are becoming increasingly popular. These islands not only serve as functional workspaces but also as striking focal points within the kitchen.
Concealed Kitchens for a Sleek Look
The concept of concealed kitchens is on the rise, emphasizing built-in appliances, flush cabinetry, and appliance garages to maintain a clutter-free environment. This design approach fosters a minimalist aesthetic, creating a seamless flow between the kitchen and adjacent living areas, particularly in open-concept homes.
Personalized Cabinetry and Storage Solutions
Customization is key in modern kitchen designs, with homeowners seeking tailored storage solutions that cater to their specific needs. Features like hidden storage compartments, integrated lighting, and unique hardware choices are being favored over generic, cookie-cutter options. This trend underscores a move toward kitchens that are both functional and reflective of personal style.
Revival of Traditional Styles with Modern Twists
Traditional kitchen styles are making a comeback, with a contemporary twist. Elements such as expanded backsplash coverage, classic tile shapes and patterns, use of mixed metals, and specialty appliances are being integrated into modern kitchens, blending the charm of the past with the conveniences of the present. Custom range hoods, coffee bars and microwave drawers are increasingly added to renovation projects. This fusion creates spaces that are both timeless and equipped for modern living.
Sustainable and Natural Materials
Sustainability remains a priority, with an increased use of eco-friendly materials like reclaimed wood, recycled metals and glass, and energy-efficient appliances. This not only reduces environmental impact but also introduces unique texture and shimmer into kitchen designs, adding depth and character to the space.
Use of Bold Colors and Accents
Homeowners are becoming more adventurous with color and texture, incorporating vibrant hues and tactile materials into their kitchen designs. Features like colorful window trims, two-tone cabinets, and the use of wallpaper and feature walls add visual interest and a personalized touch to the space. In addition to the familiar white, major appliances are now shown in matte black, navy, and jewel tones of red, green, and blue. There are even vinyl wraps and magnet covers that allow for more creativity and individualization with appliances.
Integration of Smart Technology
The incorporation of smart technology continues to grow, with appliances featuring automated cooking functions, sensor reheating, and control locks becoming more prevalent. Induction stoves are entering the mix. Charging stations and touch-activated cabinet doors and faucets are also popular. LED lighting lasts longer and prevents you from having to climb a ladder to change lightbulbs on a high or vaulted ceiling. These advancements enhance convenience and efficiency, aligning with the modern homeowner’s desire for a kitchen that supports a tech-savvy and busy lifestyle.
Multifunctional Spaces
Kitchens are increasingly being designed as multifunctional spaces that accommodate cooking, dining, working, and socializing. This has led to the inclusion of features like integrated seating, versatile lighting, and adaptable layouts that can easily transition between different uses, reflecting the evolving role of the kitchen in contemporary homes. Still, donāt be surprised to see a resurgence of self-contained kitchens with real walls.
So, whether the kitchen you want is sleek and modern, earthy and organic, or traditional and elegant, there will always be fresh new styles, ideas, innovations and classic touches that cater to your lifestyle.
Valerie M. Blake is a licensed Associate Broker in D.C., Maryland, and Virginia with RLAH @properties. Call or text her at 202-246-8602, email her via DCHomeQuest.com, or follow her on Facebook at TheRealst8ofAffairs.

Spring is the season of renewalāa time to refresh, declutter, and make space for better things. But spring cleaning isnāt just for your home. Whether youāre a landlord or a tenant, itās the perfect opportunity to reassess your rental relationship.
Are landlords feeling disconnected from tenants? Are tenants feeling like their landlord is absent? Before considering drastic steps like moving, both sides can take positive, proactive measures to improve communication, set clearer expectations, and foster a mutually beneficial relationship. This article encourages both landlords and tenants to take stock of their rental experiences and explore ways to clean up misunderstandings before they become deal-breakers.
1. Dust Off the Lease: Revisit Foundation of Your Relationship
The lease is the roadmap of your rental journey. Are both sides following it?
For Landlords:
ā¢ Review Key Terms: Ensure you fully understand your obligations under the lease and DC law, including maintaining a habitable unit, providing essential services like heat and water, and ensuring repairs are done for safety compliance.
ā¢ Clarify Expectations: Is there a disconnect between your expectations per the lease and what you are observing at the rental? Remind tenants of areas that are covered in the lease in a proactive and positive manner to make sure all are on the same page.
ā¢ Mid-Lease Check-Ins: A casual mid-lease meeting or email can clarify expectations and correct misunderstandings or interpretations of responsibilities before they become issues.
For Tenants:
ā¢ Understand Your Rights and Responsibilities: Review your lease to see what your landlord is required to provide. In DC, landlords must ensure safe, habitable living conditions, but cosmetic changes or upgrades are not guaranteed, unless specified in the lease.
ā¢ Know Whatās Reasonable: Yes, you have a suite of rights in the District of Columbia which must be respected. Certain societal expectations may not be realistic if they werenāt part of the original agreement. You can always request improvements that are not required of the landlord, but be prepared to respectfully accept the outcome if the response is āNoā.
ā¢ Proactive Communication: If you have concerns about your rental, present them as collaborative questions. For example, āI noticed Xāhow would you like for me to address this?ā
2. Declutter Communication Channels
Miscommunication is often the root of rental frustrations. Letās clean that up.
For Landlords:
ā¢ Preferred Methods of Communication: Are you providing clear ways for tenants to reach you? Ensure youāre responsive to emails, phone calls, or portal messages.
ā¢ Seasonal Reminders: Proactive messages about maintenance (e.g. start cutting the grass, apply pre-emergent weed control, etc) can reduce escalations later.
ā¢ Feedback Opportunities: Invite tenants to share concerns in a structured mannerāperhaps a quarterly email check-in.
For Tenants:
ā¢ Respectful Clarity: When reaching out, be specific about your needs. Instead of āthe heater isnāt working,ā try āthe heater hasnāt been turning on in the evenings and only blows cold air. Could someone check it this week?ā
ā¢ Understanding Response Times: Some complex issues take longer to resolve. Remain reasonable on expectations and consider the explanations for delays. Understanding that cosmetic concerns may not be prioritized can also help.
ā¢ Log Your Communications: Keep a record of all major discussions for clarity and protection.
3. Polish the Relationship: Turn Good Experiences into Great Ones
Small efforts can shine a spotlight on the positive areas in your rental relationship.
For Landlords:
ā¢ Recognize Good Tenants: Expressing appreciation for on-time rent payments or good upkeep fosters goodwill.
ā¢ Offer Incentives: Small gestures like discounted renewal rates or minor upgrades can encourage long-term, responsible tenants.
ā¢ Educational Resources: Provide additional information on how your tenants can maintain aspects of the home, such as garbage disposal care or HVAC filter changes.
For Tenants:
ā¢ Be a Proactive Renter: Report maintenance issues promptly and keep the property clean and damage-free. Execute routine maintenance that is your responsibility, such as changing out air filters reliably.
ā¢ Community Mindset: Participate in neighborhood events or property meetings, which can strengthen your relationship with the landlord.
ā¢ Extend Courtesy: Flexibility with maintenance schedules and clear communication during repairs make things smoother for everyone.
4. Freshen Up Expectations: Reset Standards for Healthier Relationship
Spring is the perfect time to hit the reset button.
For Landlords:
ā¢ Collaborate on Solutions: If there are tenant issues (e.g., noise complaints), approach them with a solutions-oriented mindset.
ā¢ Transparency with Changes: If rent adjustments are necessary, provide clear explanations and as much notice as possible.
ā¢ Renewal Conversations: Discuss future plans early to avoid surprises at lease-end.
For Tenants:
ā¢ Understand Market Realities: Rising costs may mean rent increases. Assess whether your current rental still fits your budget and needs.
ā¢ Negotiate Thoughtfully: If requesting upgrades or improvements, frame them as benefits for both sides.
ā¢ Express Gratitude: A little appreciation can go a long wayāthank your landlord for prompt repairs or responsiveness.
5. Knowing When to Move On
Sometimes, despite best efforts, itās time for a changeābut separation can still be positive.
For Landlords:
ā¢ Identify Red Flags: Consistent late payments, damage, or lease violations may necessitate initiating a conversation about a potential move for the tenant.
ā¢ Follow DC Regulations: The District of Columbia has strict tenant protection laws. Always provide proper notices and follow legal protocols to avoid complications.
ā¢ Exit with Professionalism: Treat the end of a lease as a business transitionākeep emotions in check and document all steps.
For Tenants:
ā¢ Know When Itās Time to Go: If safety, habitability, or repeated issues arenāt resolved despite your best efforts, it may be time to move on.
ā¢ Provide Proper Notice: Adhere to lease terms regarding notice periods and leave the property in good condition.
ā¢ Leave on Good Terms: Positive references from previous landlords can make applying for future rentals more successful.
Conclusion: Spring Forward, Together
A little spring cleaning in your rental relationship can make a world of difference. For landlords, itās about resetting expectations, enhancing communication, and retaining good tenants. For tenants, itās about understanding your rights, being proactive, and collaborating for a better living experience. By refreshing how both sides approach the relationship, you can avoid unnecessary turnover and create a rental experience whereall parties can thrive. After all, sometimes a little tidying up is all it takes for a rental relationship to blossom anew.
Scott Bloom is owner and senior property manager at Columbia Property Management. For more information and resources, go to ColumbiaPM.com
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